Billing Policies & Procedures
To Our Patients
Please familiarize yourself with your insurance policy's requirements and policies, especially with regard to referrals and insurance
participation.
Referral Policy
It is the patient's responsibility to ensure that a valid referral is on file for the services being rendered. Referrals are usually
good for 30 to 60 days depending on the carrier and in the cases of Allergy shots, some carriers will allow a global referral (up to 1 year).
When you call for an appointment, be sure to specify which office you want to be seen at. Our scheduling and charting systems are linked,
so we can accommodate you in any office.
Please be courteous to the Primary Care Physicians (PCP) and request the referral early as some of the offices require 3 to 7 days of advance
notice. The patient may need to pick up the original referral from the PCP, however, in some cases, the PCP is willing to fax the referral
to our office. We do accept faxed referrals.
Financial Policy
- Office charges are due and payable at the time of service. Our Billing Office is to help facilitate insurance claims and questions you may have. Accounts 60 days old are considered delinquent and those at 90 days will be reviewed for action.
- Professional services are rendered to the patient, not an insurance company. Since every insurance plan is different, please be sure to check your coverage and ask questions before services are rendered. We are here to help in any way we can.
- Your insurance can deny payment for services or procedures after they are performed. We advise that you know the benefits of your individual plan.
- Payment may be made by cash, check, or credit card.
- The office participates in nearly all health insurance plans. If you are a participant in a Managed Care program, you are expected to pay your co-payment at each visit. Failure to do so can result in action by your insurance carrier. Managed Care patients are liable for co-payments, per their carrier, for appointments not cancelled in advance.
- The Billing Office files claims for all carriers with which we participate. Payments by the insurance carriers will be made directly to our office. They will provide you with an Explanation of Benefits (EOB) of the charges, amount covered by your policy, and payments made to our office on your behalf. Your insurance may or may not allow a portion of your bill; the remaining balance is your responsibility. If you have a secondary plan, as a courtesy, the billing office will submit the primary payment information to the secondary carrier.
- The Billing Office submits all Medicare claims for you. We also provide Medicare with your secondary insurance information. Through their crossover program, your secondary insurance will be billed directly by Medicare. Please check to see if your secondary insurance requires a signed waiver in order for this to happen. Our office will bill insurances not included in the crossover program. You are responsible for yearly deductibles, non-covered services, and co-payments when there is no secondary insurance.
- Workman's Compensation is filed as a courtesy to our patients. However, if a claim is denied, unsettled or unpaid within 60 days, we request that you file a personal claim and pay the bill in full. In all legal matters you are responsible for payment. Special consideration will be given to patients financially unable to pay in full at the time of service. Arrangements should be made in advance with the Billing Office.
- When requesting copies of medical records, please come to the office and sign a medical records request form and allow 7-10 days for processing.
- There will be a $25.00 charge for all returned checks.